The SBI Company extends to its customers the option to “see and pay” a selection of their bills such as their power bill, their phone bill and other credit card bills. This is a SBI credit card payment online option that takes place with the assistance of the e-PAY facility. By way of this system [...]
India Cards
Although India has been one of the slower markets to introduce online credit cards, today it is one of the top countries for the types of cards offered for both personal and business use. In fact, this country now has 18 major banks and financial institutions, each offering consumers a variety of different credit card types, as well as services. To begin, we wanted to provide just a few of the 11 different credit card names that you would find online specific to India.
India Credit Cards Choices
- ABN Amro
- American Express
- Barclays Bank
- Citibank
- Deutsche Bank
- HSBC
- Standard Chartered
For each of these and others, multiple card types are offered online. With such a huge selection, you can find virtually any credit card for any need. Best of all, most banks, credit card companies, and financial institutions offer India online credit cards with competitive interest rates, as well as low fees. One example would be ABN Amro, which is considered one of the top choices for credit cards in this country.
Although we would not be able to provide details for each card offered through ABN, we did want to give you a couple of examples so you could see why all the fuss. A few of the top ABN choices include ABN Amro Titanium One Credit Card, ABN Amro Barista Credit Card, ABN Amro MakeMyTrip Go Credit Card, and ABN Amro Adlabs Credit Card. Each of these cards has something unique to offer such as points rewards systems, discounts, travel features, etc.
As with any country, India online credit cards that have some kind of rewards program are among the most popular. By shopping around, you could easily find a card with low interest and fees, but also one that allows you to earn points that can then be redeemed for cash, merchandise, hotel accommodations, rental cars, fuel, and more. For instance, American Express Platinum Credit Card offers free membership to facilities at Taj Loyalty and Kingfisher Airlines associated with the gold tier program.
India Business Credit Cards
Another type of India online credit card is for business use. Demand for quality India online business credit cards is high with consumers looking for easy terms and a variety of benefits. Business credit cards are extremely popular in this country, which has prompted card issuers to come up with innovative offerings. Most India online credit cards for business are setup with rewards programs. Some of the favorite choices include cards from HSBC, State Bank of India, and Citibank although several others are available.
As far as specific credit card type, some of the more popular business cards include,
- Standard Chartered Executive Credit Card,
- BOBCARD Corporate Global Credit Card
- Cancard Visa Corporate Credit Card
- Axis Bank Corporate Credit Card
- Jet Airways CitiBusiness Credit Card
- Deutsche Bank Corporate Credit Card
Again, these are just a few of many possibilities. To show you an example of the level of benefits commonly associated with India online credit cards for business, consider the one through Deutsche Bank.
This card has a cash advance fee of 2.5% monthly with a minimum cash advance fee of INR 250, which in comparison to other cards is competitive. In addition, cardholders have the ability to monitor their account and manage spending on this business credit card using a secure online website. Backed by MasterCard and issued by Deutsche Bank, you know the card has a solid reputation for excellence. To secure this India online credit card there is no charge and renewal is free. Additionally, the fuel surcharge is set at 0% and standard interest is favorable at 2.95% monthly.
The bottom line is that no matter your need for an India online credit card may be, you will find the market in this country provides multiple choices. Therefore, it would be to your advantage to spend time researching the full spectrum of options relating to both personal and business cards. With most being available online, the application process is extremely easy and account management has never been easier after being approved.